Now before we get started I just want to say I am definitely not an expert at saving. Lately I have been trying to save up some pennies to buy myself a car... at first I thought I don't think this will work but it has and thats why today I am doing a post on how to save, my tips and tricks that have worked for me. You may not be saving for a car you may be saving for a new handbag or a holiday but hopefully these few tips and trick I am sharing will help you :)
1. Get organised, have separate accounts and use banking apps!
I love having separate accounts so when I get payed I can just make a simple transfer to my savings account and its quick and easy and I can do it all on my phone.
2. Sell you unwanted items!
In the past I have done several carboot sales (garage sales in the US) which if you have the patience to stand around waiting for people to come over and look at your items then its a great way to sell unwanted toys, clothes, bag etc. I also use Ebay and depop to sell at lot of my things, and there are lots of recycling programs for DVD's, books and cds.
3. Making simple cuts in life!
This one was hard for me as I love magazines and getting my nails professionally done and on the cheeky occasion I will treat myself to these as I had to cut them down a lot as I would buy a magazine every week and once or twice a week manicures cost a fortune! I also took the time to look at my Netflix account and realise I had the most expensive package when only I used it so I put it to the lowest costing one, so make sure you are not paying for something you don't need.
4. Spending your money wisely!
I love going to the salon and being pampered but why not go to your local collage and get it done for free? Take the train a lot? Get a railcard it saves you a lot of money if you find yourself on trains quite often. Don't forget your loyalty cards whenever you shop, this can save you quite a lot of money in the long run especially supermarkets.
5. Writing and sticking to a list!
If you write a list and vow to stick to it you will find yourself doing so, it helps you buy just what you need instead of getting distracted by other things you DONT need! Top tip: don't go food shopping on a empty stomach, haha.
6. Get a piggy bank!
Pop you spare change into a piggy bank as it soon mounts up and if it is not in your purse you cant spend it!
So there we have it saving for that something special, pay off debts or if your living life on a tight budget!
Rachel xo ♡
